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Category Archives: Personal Finance

Say Goodbye To Overdraft Fees With These Tips

overdraft fees

Banks make over $15 billion dollars a year in overdraft or non-sufficient funds fees for when customers try to withdraw more money than they have in their account. While these fees can be a big moneymaker for many banks, critics say that they are a regressive fee that targets lower-income consumers disproportionately. While there’s no denying that these types of fees can be big moneymakers for banks, some banks are starting to reduce or eliminate overdraft fees.

Is it Worth it to Buy vs Lease a Car?

buying vs leasing a car

Unless you live somewhere like New York City or another dense urban city with excellent public transportation, chances are you’ll need a car to get to work, school and other locations. When looking at your different options, you might wonder if it is worth it to lease or buy a car. Both leasing a car as well as buying a car can be right for different people in different situations. Understanding the pros and cons of buying vs leasing a car can help you make the right decision for your specific situation.

Bad Deal at the Car Dealership? Here’s What You Should Know.

Bad Deal at the Car Dealership? Here’s What You Should Know.

Oops, you realized you may have gotten a bad deal at the car dealership. Maybe it was an impulse purchase or a very convincing salesperson persuaded you to go beyond your budget. Or perhaps you’re now struggling to pay your other bills after purchasing the car and don’t feel comfortable with the monthly payment amount. 

Throwing a Super Bowl Party on a Budget [Budgeting Party Cost Calculator]

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The Super Bowl is coming up and you know what that means: it’s time to start planning your party. Super Bowl parties are all about the excitement of the game, delicious food, and great company. You invite your closest friends and family over, whip up some delectable Super Bowl snacks, and just enjoy each other’s company while watching America’s favorite sport.

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