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Category Archives: Personal Finance

Chapter 4: How to Create a Budget


Having a budget helps to create more financial stability in your life so you can finally feel more at ease with your finances. Tracking your expenses helps to make you more aware of how much you’re spending compared to how much you’re making, so you can determine where you can cut back costs and how much you need to save from each paycheck.

Fun Money: How To Save For It + Fun Benefits of Spending

A group of three friends enjoys a meal together, indicated they’ve saved up some fun money.

With 59 percent of adults in the U.S. living paycheck to paycheck, many people struggle to have fun while still paying for their necessities. After all, it’s hard to spend money on yourself when you’re under financial stress. But creating a fun money budget can help you have a good time with any budget.

4 Questions to Ask Yourself Before Buying New Clothes

buying new clothes

Clothes shopping can be a fun way to spend an afternoon. And in many cases, whether it be for work, school or a special occasion, buying clothes can be a necessity. But for many people, buying clothes is part of a larger pattern of overspending. In fact, clothing items are the number one purchase category for people with shopping addictions

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